STATES INSURANCE REQUIREMENT

by Ted Peterson

The following are the official vehicle insurance requirement of the states in thousands of dollars. If you know of some changes, please let me know at the e-mail address at the end.

Alabama 20/40/10

Alaska 50/100/25

Arizona 15/30/10

Arkansas 25/50/25

California 30/15/5

Colorado 25/50/15

Connecticut 20/40/10

Delaware 15/30/10

Florida 10/20/10

Georgia 15/30/10

Hawaii 20/40/10

Idaho 25/50/15

Illinois 20/40/15

Indiana 25/50/10

Iowa 20/40/15

Kansas 25/50/10

Kentucky 25/50/10

Louisiana 10/20/10

Maine 25/50/10

Maryland 20/40/15

Massachusetts 20/40/05

Michigan 20/40/10

Minnesota 30/60/10

Mississippi 10/20/5

Missouri 25/50/10

Montana 25/50/10

Nebraska 25/50/25

Nevada 15/30/10

New Hampshire 25/50/25

New Jersey 15/30/5

New Mexico 25/50/10

New York 25/50/10

North Carolina 30/60/25

North Dakota 25/50/25

Ohio 12.5/25/7.5

Oklahoma 10/20/10

Oregon 25/50/10

Pennsylvania 15/30/5

Rhode Island 25/50/25

South Carolina 15/30/10

South Dakota 25/50/25

Tennessee 15/30/10

Texas 20/40/15

Utah 25/50/15

Vermont 25/50/10

Virginia 25/50/20

Washington 25/50/10

West Virginia 20/40/10

Wisconsin 25/50/20

Wyoming 25/50/20

This is the lease amount that you can have. For add protraction you can order a umbrella insurance for $1,000,000.00 or more to protect you over the state requirement for about $100.00 extra from your insurance company. These plans will pay any thing over what your car insurance will cover.

The amount listed on the table may not be what your state now require as they change all the time. Check with the person you get your car insurance from.

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